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SMALLWOOD WEALTH INVESTMENT MANAGEMENT
199 BROAD STREET, RED BANK, NJ 07701
800-797-1000 = clientservices@smallwoodwealth.com
PRIVACY POLICY
Investment advisers are required by law to inform their clients of their policies regarding the privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law.
Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us to tell you how we collect, share, and protect your personal information.
This policy also covers how we handle information when you opt-in to receive SMS messages and other electronic communications from us.
TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI) WE COLLECT
We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.
When you opt-in to receive SMS messages or electronic communications, we collect your phone number, consent to send SMS messages, your email address, your basic contact information, your messaging history, communication preferences and interaction data. All personally identifiable information is stored on technology platforms necessary to service client accounts.
PARTIES TO WHOM WE DISCLOSE INFORMATION
All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:
If you are a new customer we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
PROTECTING CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.
In accordance with Regulation S-P and other applicable SEC privacy and cybersecurity requirements, we maintain policies and procedures reasonably designed to safeguard customer records and information and to protect against unauthorized access to or use of such information. We also maintain an incident response program reasonably designed to assess, respond to, and recover from incidents involving unauthorized access to or use of customer information and, where required by applicable law, to provide notice to affected individuals.
FEDERAL & STATE LAW ALLOWS YOU TO LIMIT SHARING – OPTING OUT
Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes – information about your creditworthiness; or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt out of these types of sharing.
DEFINITIONS: Affiliates – companies related by common ownership or control. They can be financial and non-financial companies; Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies; Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you.
HOW TO CONTACT US
For Privacy Questions: Please call us if you have any questions at 800-797-1000 or clientservices@smallwoodwealth.com
For SMS Support: You can reach us by texting the word HELP for support to (732) 542-1565
General Contact: You may also contact us directly at clientservices@smallwoodwealth.com or (732) 542-1565
Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.